2023-24 Undergraduate Cost of Attendance (COA)

Important Information

These COA figures assume full-time, undergraduate enrollment for both the fall and spring semesters of the listed award year. It is important to note that for a majority of Bradley University’s undergraduate students, these costs are offset by grants and scholarships.

This information is intended to serve as an estimate – not an exact representation of each student’s actual costs. Actual total costs will vary on a student-to-student basis depending on personal expenses and their specific coursework/program. For this reason, a student may appeal or request an adjustment to their COA for certain documented reasons. Please contact the Office of Financial Aid for additional information on this process.

A student who enrolls only in late-start classes (Fall 2, Spring 2) may require an additional adjustment to their COA and Estimated Family Contribution (as calculated by FAFSA). These adjustments can impact total aid eligibility.

Explanation of Costs

Tuition and Fees

• The COA figures presented above are based on enrollment in 12-16 credit hours for both the fall and spring semesters at the undergraduate level for the listed award year. If you are enrolled in fewer than 12 hours at the undergraduate level, COA figures will be prorated based on actual enrollment. Additional excess hours charges may apply for students taking over 16 credit hours in a single semester.
• The presented figures do not include course fees and surcharges. Additional fees may apply based on specific course enrollment.
• Tuition and fee amounts are subject to change with approval from the Board of Trustees.

Living Expenses (Including Housing and Food)

• Living On Campus: In the case of a student residing on campus, living expenses are charged to the student directly via their student billing account. For students who choose to live on campus, the COA uses the standard double-occupancy room and board rate to budget for living expenses at the time of original awarding. At the beginning of the fall semester, the Office of Financial Assistance will receive a list of all students living in a single-occupancy dormitory from the Office of Residential Living and Student Conduct. At that time, the COA will be adjusted to reflect the additional costs for students who choose to live in a single-occupancy dormitory.
• Living Off Campus: For students who choose to live off campus, the COA allows for off campus rent, utilities, and food costs up to the standard double-occupancy room and board rate that is charged to students living in the residence halls. In the case of a student living off campus, rent is typically paid to an external landlord instead of being billed through the student account. Students should plan accordingly since the budgeted amount is intended to cover the expenses for the full academic year (August to May).
• Living with Parent(s): Students who commute from home will reduce their living expenses significantly.

Students who live off campus (either with a parent or in a separate residence) are able to purchase a university meal plan. The living expenses category will not be re-evaluated automatically for changes made to living arrangements mid-year. However, students can request an adjustment to their COA if their living arrangements change. Please contact the Office of Financial Aid for more information on requesting an adjustment to your COA.

Books, Course Materials, Supplies, and Equipment

• Costs in this area vary by selected program, classes taken, and method of purchase.
• The amount listed does not account for the purchase of a laptop. To request an increase to your COA to purchase a laptop, please contact the Office of Financial Aid.

Transportation

• The amount listed for transportation is based on a student whose permanent residence is in the state of Illinois. Actual transportation amounts will vary by state of residence.
• The transportation allowance is higher for students who are commuting to campus from a relative’s home.

Miscellaneous Personal Expenses

• This category includes miscellaneous student expenses that are not covered by other areas of the COA. This is often the most variable part of a student’s COA.

Loan Fees

• Students who choose to take out federal loans incur origination fees that are set by the federal government.
• The amount presented in the COA table is the average federal loan fee assessed to a first-year, undergraduate student using full Federal Direct Stafford Loans only. For students with a higher class standing, the loan fee allowance is as follows:

• If you do not file a FAFSA, the loan fee component will not be included in your COA. We are unable to include loan fees associated with non-federal loans.
• For students utilizing a Parent PLUS Loan, an additional allowance will be added to the COA to account for the origination fee of this loan specifically. The amount of the allowance is based on the average Parent PLUS Loan fee incurred by our students during the prior award year.
• ***For the 2023-24 award year, the yearly Parent PLUS Loan fee allowance is $782.